Thursday, August 4

Preapproved

Well, I have been living with Megan this summer in the apartment she moved into last year, and to be honest, I'm quite ready to get out of the place.  Everything seems to be coming down around us:  there are a lot more problems that need to be fixed than I can possibly handle.  On top of that, our neighbors are not always the nicest people and are rarely easy to deal with.  The dog is also making things complicated because the lack of a yard and the amount of time we spend out of the house leaves him hyper all the time.  Between that and his separation anxiety, he spends most of the day barking, which only upsets my neighbors more.

Thus, instead of looking for another apartment, I thought that Megan and I might be better suited to look for a house of our own.

We went to our credit union and started a mortgage pre-approval application about a month ago, and we've kind of been looking at what places we might be interested in noncommittally while we waited to here if we were approved or not.

Well, on Tuesday we were approved for a mortgage.  We didn't ask for much, but we were approved for what we asked for.  Now all we need to do is pull a bit more money together and find a place that we both like and that we can afford.

The problem lies in the fact that I don't know if it's a good idea right now.  When we just started the application process, Megan's parents had just started their divorce proceedings.  Between the divorce of her parents and the stress of applying for a mortgage, Megan got a little scared and we nearly broke up.  The agreement we came to was that we would stay together but not be engaged right now because of all of the trouble we have been having.  After dealing with a long distance relationship for three years, living together is difficult.

So we're approved for a mortgage, but I don't know if I should even bother looking for a house...

Thanks for listening.  I've been a little whiny today.

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